Since I first set up Retirement Wave back in 2004-5, I have written many reports and other essays for RW members.  These are a few from the past and more will be added in the coming weeks.  Some RW members join primarily to get the "Report from Panama" that I prepare a couple times a year.  They are long and detailed, but I know some people become members primarily to receive them!  Unless otherwise indicated, all files below are PDF files.


If you would like a copy of the special May 2023 message on Panama real estate, download it here.

New! for a copy of the november 2024 Report from Panama, download it here.


Following the "Panama Papers" scandal, I wrote a "clarification" of the situation published at Barron's, a major US financial publication. You can download a copy here.

This is a report on the results of a survey completed by 673 members of RW during late July and early August of 2017.  You can download it here.